2012 Holiday Closings
January 16, 2012	Martin Luther King, Jr. Day
February 20, 2012	President's Day
May 28, 2012	Memorial Day
July 4, 2012	Independence Day
September 3, 2012	Labor Day
October 8, 2012	Columbus Day
November 12, 2012	Veterans' Day
November 22, 2012	Thanksgiving Day
December 24, 2012	Christmas Eve (close at 12:00 PM)
December 25, 2012	Christmas Day
December 31, 2012	New Year's Eve (close at 12:00 PM)

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Happy New Year!
On behalf of the Board of Directors and staff of CUB, we would like to wish you and your family a Happy New Year!

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We Appreciate You!
Thank you for doing business with us in 2011! We are here because of your continued loyal support. Please stop in and see us for your financial needs. We are here for you!

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Congratulations to Courtney!
We are very pleased to announce Courtney Francoeur’s promotion to Loan Processor. Courtney has been with us for seven years and has developed a strong financial background. Stop in and see her for your financing needs. Congratulations Courtney!

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A Very Warm Welcome!
We would like to introduce the newest member of your friendly office staff-Neelam Malumphy. She has many years of office/banking experience right here in Berkshire County. Please give Neelam a very warm welcome the next time you see her.

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CUB 2012 Scholarship Program
Your Credit Union will offer two $1,000.00 scholarships to local high school graduates recognizing their academic achievement, community service and leadership. Applications can be picked up at the credit union or in the guidance department of all local high schools after March 15, 2012.

Massachusetts Credit Union League’s 2012 College Scholarship Program
We are pleased to announce that the Credit Union of the Berkshires will be participating in the 2012 College Scholarship Program sponsored by the Massachusetts Credit Union League. The program is offered on behalf of the League’s Financial Literacy Committee and will award (1) $1,500.00 scholarship for the Berkshire County Chapter.

Please call Kathy Francoeur at (413) 443-1313 for application information on either scholarship program.

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Holiday Club Sign-Up
Sign up for 2012 Holiday Club and enjoy the benefits of a debt-free Holiday Season! Payroll deduction makes savings easy. Sign Up!

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IRA
You have until April 13, 2012 to make your 2011 contribution. You can make up to a $5,000.00 contribution and if you are over 50 you can make a $6,000.00 "catch-up" contribution.

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Let's support the Massachusetts Coalition for the Homeless
Beginning in October, you will be able to support the 2011 Credit Union Community Hope Initiative Candy Drive by purchasing a premium "HOPE" Chocolate Bar. Candy bars will be sold for $2.00 at the Credit Union. All proceeds from this fundraising campaign will benefit the Massachusetts Coalition for the Homeless. This is a very worthy cause that can reach many families in need right within the state. We "hope" you will participate in the Candy Drive and give "hope" to others.

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Do we have your contact information?
Please make sure we have your current contact information in case we need to call you. Call the office today with your home, work and cell phone numbers. Thank you.

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Parents and Grandparents of 7th & 8th Graders
Call the Credit Union to find out how your child or grandchild can participate in an Essay Contest sponsored by the Massachusetts Credit Union League. First Prize is $500.00 US Savings Bond and Second prize is a $250.00 Savings Bond.

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2011 Holiday Club Sign-Ups
Take advantage of this club account and enjoy a debt-free holiday season next year! Save as little as $5.00 per week and you can save $250.00 for the 2012 holiday season. Payroll deduction is available. Sign-up today!

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Locked Out of Home Banking?

• Step 1
  Call the Credit Union to be unlocked the 1st time.


• Step 2
  Reset Your Passowrd
  
  • At the Home Banking Site enter new password Click Submit
  • Enter new password of your choice
  • Proceed
  • Enter extended security answers
  • Proceed


• Step 3
  To unlock your account in the future you must do the following. A temporary password will be sent to your E-mail address.
  
  • Click on Settings, Scroll down to E-Mail option
  • Enter your E-Mail Address
  • Click on Update E-Mail Address
  • Exit Out


• Step 4
  For future lockouts follow these steps.
  
  • Click on (CLICK HERE) The option under member login box
  • At Password Reset Page enter account number
  • Enter E- Mail Address
  • Click Submit
  • Go to your e-mail
  • Use temporary password to get back into Home Banking. Follow prompts.

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Find Us On FACEBOOK!
Stay connected with your Credit Union! Check out our new FACEBOOK page! Add us to the businesses you LIKE!

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Take the BUMP-UP!
We are offering a CD Special on certificates with a 36 month term. You can do a one- time bump-up to the current CD rates anytime during the 36 month term. Don’t miss out on this great special! See Teresa or Kathy for details.

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Debit Card Transaction Monitoring
For your protection, the Credit Union has a 24/7 security monitoring system on all of our debit cards to monitor "out of the ordinary" transactions on your account. Therefore, if you are traveling or planning any "out of the ordinary" purchases please contact the Credit Union so we can provide you with uninterrupted service by reporting it to our Debit Card processor. 3 IMPORTANT TIPS: 1) Always carry a back up payment source 2) Monitor your account online or by your monthly statement on a regular basis 3) Notify us immediately if you find any suspicious or unauthorized activity.

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FREE ATM Access!
The Board of Directors is pleased to announce we are now offering our membership FREE ATM access at all Greylock Federal Credit Union’s ATM locations throughout Berkshire County. You will not be assessed a fee to do a transaction at any of these locations. It is absolutely FREE! We thank Greylock for keeping the credit union spirit of cooperation alive!

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NCUA Share Insurance
Your savings are federally insured through the NCUA, National Credit Union Administration, a U.S. Government Agency.

View NCUA "Your Insured Funds" Brochure

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Get the FACTS from CARFAX
Your next used auto purchase warrants a CARFAX vehicle history report to safeguard your investment. It will certify ownership history, severe title problems, accident information and more. Avoid purchasing an auto with hidden damage, salvage title, or odometer rollbacks! FREE report with financing at our Credit Union!