All Deposits Insured By NCUA or MSIC
 
Rates effective from January 1, 2012
     
  APR* APY**
Money Market Share Account
  Silver ($5,000 to $19,999) 0.35% 0.35%
  Gold (between $20,000 to $50,000) 0.45% 0.45%
  Diamond (over $50,000) 0.55% 0.55%
     
Term Share Certificates / IRA - $500 minimum     
(EWP = Early Withdrawal Penalty)
  36 Month EWP- 6 months interest * 1.44% 1.45%
  24 Month EWP-6 months interest 1.04% 1.05%
  12 Month EWP-3 months interest 0.65% 0.65%
  *Special One Time Bump Up! (Call the office for further details.)
     
Individual Retirement Account
(IRA) Variable
0.55% 0.55%
     
Regular Share Account (Savings) 0.10% 0.10%
     
Holiday & Vacation Club 0.10% 0.10%
     
Share Drafts (Checking) 0.10% 0.10%
*Annual Percentage Rate
**Annual Percentage Yield

Rates are subject to change at any time