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| Rates effective from January 1, 2012 |
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APR* |
APY** |
| Money Market Share Account |
| Silver ($5,000 to $19,999) |
0.35% |
0.35% |
| Gold (between $20,000 to $50,000) |
0.45% |
0.45% |
| Diamond (over $50,000) |
0.55% |
0.55% |
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Term Share Certificates / IRA
- $500 minimum
(EWP = Early Withdrawal Penalty) |
| 36 Month EWP- 6 months interest * |
1.44% |
1.45% |
| 24 Month EWP-6 months interest |
1.04% |
1.05% |
| 12 Month EWP-3 months interest |
0.65% |
0.65% |
| *Special One Time Bump Up! (Call the office for further details.) |
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Individual Retirement Account
(IRA) Variable |
0.55% |
0.55% |
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| Regular Share Account (Savings) |
0.10% |
0.10% |
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| Holiday & Vacation Club |
0.10% |
0.10% |
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| Share Drafts (Checking) |
0.10% |
0.10% |